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Eleos Annuities

Traditional fixed annuity with an annually declared interest rate.

How Eleos Works

A smart choice for safety-conscious individuals seeking financial security.
  • Guaranteed growth
  • Stability of principal
  • Tax deferral
  • Guaranteed lifetime income
Protect Your Future
Whether you’re preparing for retirement or already enjoying retirement, a fixed annuity can be a smart way to safeguard your retirement income with guaranteed returns. Fixed annuities offer guaranteed tax-deferred growth, protection of principal and lifetime income.
  • Eleos Product 1
    Traditional MYGA (multi-year guarantee annuity).
  • Eleos Product 2
    The interest rate at the time of issue is guaranteed for 5 years, giving policyholders rate certainty. After the 5 year term, the interest rate will be declared annually, but will never reset below the minimum guaranteed rate.
  • Eleos Product 3
    5 Year Surrender Charge term and Market Value Adjustment Period (Eleos MVA).
  • Eleos Product 4
    10% of the premium amount is available penalty free in year 1. In subsequent years, 10% of the account value is available penalty free.

Is the product right for you?

A traditional fixed annuity may appeal to you if:
  • Eleos Feature 1
    You wish to protect your retirement savings and earn a fixed rate of interest
  • Eleos Feature 2
    You need to rollover a lump-sum payment from a company-sponsored retirement or pension plan.
  • Eleos Feature 3
    You want to contribute to an annuity because you’ve already contributed the maximum to your IRA or other qualified plans.

Eleos Annuity Types

  • Eleos MVA

    Traditional MYGA (multi-year guarantee annuity) with the interest rate guaranteed for five years, giving policyholders rate certainty. After the initial five-year term, the interest rate will be declared annually, but will never reset below the minimum guaranteed rate. Eleos MVA has a five-year market value adjustment period and surrender charge schedule. It allows for 10% penalty free withdrawals providing liquidity during the early withdrawal charge period

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  • Eleos SP

    Traditional MYGA (multi-year guarantee annuity) with the interest rate guaranteed for five years, giving policyholders rate certainty. After the initial five-year term, the interest rate will be declared annually, but will never reset below the minimum guaranteed rate. Eleos SP has a five-year surrender charge schedule. It allows for 10% penalty free withdrawals providing liquidity during the early withdrawal charge period

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Contact your broker/agent or [email protected] for more information.