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About Reliance Standard Life

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    With over $20.3 billion in Assets Under Management (AUM)1 and superior financial strength ratings, we are a strong, stable financial institution.

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    As an integrated member of one of the world’s largest and most respected global insurance groups, the Tokio Marine Group, we have excess capital to pursue disciplined growth.

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    Our business is built on the promise of providing savers with safe, secure annuities to help them preserve wealth into retirement and beyond. Annuities help protect retirement savings from market volatility and provide financial peace of mind

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    Fixed index annuities offer indexed interest strategies that can generate market-linked returns while eliminating market losses.

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    Our traditional fixed rate alternatives provide a stated fixed annual rate of interest for certainty

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    Our integrated staffing, training and technology helps ensure every external touchpoint is efficient, accurate and seamless — resulting in a highly consistent and thoughtful service experience.

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    Our sustained, organic investment growth is a testament to our superior investment management competency and ability to create value.

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    Our solid reputation and sound risk management framework have allowed our investment management responsibilities to span the globe, as the trusted asset manager for Tokio Marine and its affiliates.

  • 1 Statutory Assets 9/30/22.

Reliance Standard Life Timeline

1907 Central Standard Life Insurance Company founded in Chicago, IL

1963 With acquisition by Reliance Insurance, Reliance Standard Life Insurance Company is born

1987 Rosenkranz & Company purchases Reliance Standard to form Delphi Financial Group

2012 Delphi Financial Group is acquired by Tokio Marine Holdings, Inc., becoming a member of the global Tokio Marine Group

About Tokio Marine

Reliance Standard is a member of the Tokio Marine Group. Tokio Marine Holdings, Inc., the ultimate holding company of the Tokio Marine Group, is incorporated in Japan and is listed on the Tokyo Stock Exchange. The Tokio Marine Group operates in the property and casualty insurance, reinsurance and life insurance sectors globally. The Group’s main operating subsidiary, Tokio Marine & Nichido Fire (TMNF), was founded in 1879 and is the oldest and leading property and casualty insurer in Japan.

The Tokio Marine Group provides support, strength, and stability to customers and our society in a world filled with risk. We give individuals, businesses and partners the confidence to explore new possibilities and take next steps. We are committed to building more resilient economies, industries, and societies in a rapidly changing world.

With over 140 years of experience and expertise spread across a global network – supported by technology and empowered by a corporate culture dedicated to doing the right thing – we harness the power of confidence for our customers and society.

About Tokyo Marine

Financial Highlights

Strength You Can Depend On
Few things in life are as important as your retirement savings. That’s why it’s important to choose a dependable financial institution for annuities and other retirement solutions. Fortunately, Reliance Standard Life Insurance Company offers financial strength you can depend on. For more than 110 years, we have helped families protect their assets—and their futures—with quality insurance products and responsive service. And we continue to earn our clients’ trust everyday by maintaining a strong balance sheet, diversified investment portfolio and sound financial strength ratings from independent agencies.

Financial Chart 1

Diversified Investment Portfolio

While ratings are an important measure of financial strength and stability, it is also essential to review the quality, allocation and diversification of an insurance company’s investment portfolio.

Financial Chart 2

Growth of Invested Assets

Sustained asset growth demonstrates an insurance company’s strength and stability. Reliance Standard has maintained a strong balance sheet through a measured and conservative approach to managing our assets.

Financial Chart 3

Capital, Surplus, and Asset Valuation Reserve

Capital and surplus growth provides further cushions against unexpected events, representing our financial strength and continuing commitment to our policy-holders.

Sound Ratings

Financial Strength Ratings are independent opinions regarding the creditworthiness of an insurer and are based on a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance and business profile. They are not a recommendation to purchase or an evaluation of a specific insurance or annuity product. Ratings are current as of January 2023.

AM Best: “A++” (Superior) since 11/17/2021

  • Highest of 15 rating levels
  • Rating affirmed 11/17/22

Standard & Poor’s: “A+” (Strong) since 9/24/21

  • 5th highest of 21 rating levels
  • Rating affirmed 9/15/22

Moody’s: “A1” (Strong) since 1/31/23

  • 5th highest of 21 rating levels
  • Upgraded January 2023

*Ratings shown reflect the opinions of each nationally recognized independent rating agency and are not implied warranties of the company’s ability to meet its financial obligations. All ratings are subject to revision or withdrawal at any time by the rating agencies, and therefore, no assurance can be given that these ratings will be maintained.


Download Ratings and Financial Information


Annual Statement (For the Year Ended December 31, 2022)

Reliance Standard

Quarterly Statement (For the Period Ended June 30, 2023)

Reliance Standard

Fixed Income Investor Update (December 31, 2022)

Corporate Responsibility

We Look Beyond Profit to help build strong communities


Delphi Foundation

For more than a century, Reliance Standard has aimed to improve the quality of life, not only of its policyholders, but also of its employees and the communities in which they live. We support cultural and educational causes through generous funding of Delphi Project Foundation.

Delphi Project Foundation is an organization dedicated to introducing arts experiences to empower underserved Philadelphia public school students. Since 1996, tens of thousands of teens have benefitted from the organization’s outreach programs. These programs take place during and after school to provide students with the creative freedom to express themselves through art, dance, filmmaking, and more. The programs positively impact students by building their self-esteem, enhancing their critical thinking skills, exposing them to career opportunities, and providing them with a safe and enriching environment.

Delphi Project Foundation partners with extraordinary, world-renowned cultural institutions such as The Philadelphia Museum of Art, Pennsylvania Ballet and The Philadelphia Zoo. Delphi Project Foundation provides innovative arts education and career training programs that increase accessibility to the arts, promote cultural expression, and strengthen the fabric of the community.

The Delphi Foundation and Reliance Standard partnership is best exemplified through our work with the Big Brothers, Big Sisters Beyond School Walls program. This program gives team members a convenient means of engaging with youth through the power of mentoring.

Check out the Delphi Project Foundation’s latest newsletter to learn more about the program and see some of the amazing work created and performed by the students


Charity Partners

Giving back to our communities is a top priority at Reliance Standard. We support a nation-wide charity partner every year; past partners include Make A Wish Foundation, St. Jude Children’s Hospital, and Feeding America. Every two years, team members help select a new partner by voting based on company criteria. In the last three years, our team members have donated almost $120,000 to various partners.


Good Company Committee

The Good Company Committee is an enterprise-wide initiative created to support and promote the guiding principles of Tokio Marine: Look Beyond Profit, Deliver On Commitments, and Empower Our People. Powered by team members from around the enterprise, our committee plans, promotes and implements activities and communications on behalf of colleagues and charity partners. The committee encourages volunteerism and helping build stronger communities.

Diversity, Equity and Inclusion (DE&I)


Building a Diverse, Equitable and Inclusive Culture

At Reliance Standard, we believe:
  • Creating a diverse, equitable and inclusive culture allows us to realize more of our potential and gives us a competitive advantage.
  • Our ability to collaborate, solve complex problems, and innovate into the future is stronger when we can leverage the collective intelligence of all our team members.

We want everyone to have an opportunity to fully participate and contribute. Our team members feel their opinions are relevant and what they have to say is heard. We create an environment that allows us to tap into individual experiences, opinions, and worldviews. Doing so gives us more understanding and connectivity to the customers we serve.

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